Pre-construction buying guides
Buying a home that isn't built yet works differently from resale. These plain-language guides cover what every pre-construction buyer in Ontario should understand before signing.
Buying basics · 6 min read
Pre-construction deposit structures in Ontario, explained
How pre-construction deposits work in Ontario: typical 5%-per-stage schedules, extended deposit structures, where your money is held, and how Tarion protects it.
Read the guideBuying basics · 7 min read
Pre-construction closing costs in Ontario: the complete list
Every closing cost on a pre-construction purchase in Ontario: land transfer tax, development charge caps, HST treatment, interim occupancy fees, legal fees and more.
Read the guideInvesting · 6 min read
Assignment sales: how to buy or sell a pre-construction contract
What an assignment sale is, when assignments are allowed, builder consent and fees, HST and tax treatment, and the risks for buyers and sellers in Ontario.
Read the guideBuying basics · 5 min read
Interim occupancy vs final closing: what condo buyers should expect
The two-stage condo closing in Ontario: what happens at interim occupancy, what phantom rent covers, when title transfers, and how to prepare for final closing.
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